How It Works
To qualify for a payday loan, you must:
- Be a citizen or resident of Canada
- You must be at least eighteen (18) years old
- You must be currently employed
- You must have an active bank account
If you meet these initial requirements, you may qualify for a payday loan!
Your next step is to fill out the application
Your personal information is filled out online from the privacy of your home, so it's comfortable and in most cases faxless. Your information is kept secure so you can rest assured that your business stays your business.
See our Privacy Policy for information.
What is a payday loan or cash advance?
These are two terms that mean the same thing. They are unsecured, short term loans (no longer than 30 days) that are designed to help people when an unplanned expense occurs. The loans require no collateral and in most cases there are no credit checks.
How much can I borrow?
You may apply for $100 to $1,500. Ultimately the lender will decide, based upon your application, how much you qualify for.
What if I have bad credit? Do I still qualify?
Yes. Most lenders do not conduct credit checks because there is no collateral required.