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What is a payday loan or cash advance?
These are two terms that mean the same thing. They are unsecured, short term loans (no longer than 30 days) that are designed to help people when an unplanned expense occurs. The loans require no collateral and in most cases there are no credit checks.
How much can I borrow?
You may apply for $100 to $1,500. Ultimately the lender will decide, based upon your application, how much you qualify for.
What if I have bad credit? Do I still qualify?
Yes. Most lenders do not conduct credit checks because there is no collateral required.